Looking to start investing? Compare the best Demat accounts for beginners in India (2026) based on charges, app quality, safety, and customer support. Choose smartly.
Introduction
If you are starting your investment journey, the first and most important step is opening a Demat account. But choosing the right platform can be confusing. This guide will help you select the best Demat account for beginners in India with a clear comparison of charges, features, app quality, customer support, and safety.
“Yahaan diye gaye links affiliate links hain. Agar aap inke through account kholte hain, to mujhe chhota sa referral commission mil sakta hai, aapko extra cost nahi lagegi.”
Also Read: “How to Start SIP in India (2026) | Step-by-Step Beginner Guide.”
What Is a Demat Account?
A Demat account is a digital account used to store stocks, mutual funds, ETFs, bonds, and other securities in electronic form. If you want to start investing, choosing the best Demat account for beginners in India is the first and most important step.
Bajaj Finserv–What is Demat Account – Types, Features and Benefits.
Agar aap apna Demat account shuru karna chahte hain, to Zerodha ek trusted aur beginner-friendly broker hai. Yahaan click karke.
Why Beginners Need a Good Demat Account
A beginner-friendly Demat account offers:
- Easy-to-use platform
- Low brokerage charges
- Smooth mobile app
- Quick support
- Safe & secure broker
Choosing the best Demat account for beginners in India ensures a simple and stress-free start.
Demat account safety beginners ke liye bahut important hoti hai. NSDL aur CDSL me kya difference hai aur kaunsa better hai, ye detail me samajhne ke liye yeh guide zaroor padhe: NSDL vs CDSL: Which Is Better?
Top Features to Look for
1. Low Brokerage Charges
Brokers offering zero or low delivery charges are ideal for new investors. It helps reduce long-term costs.
2. Easy Online Account Opening
Pick a broker that offers paperless KYC and quick approval.
3. User-Friendly App
A clean interface helps beginners understand the market without confusion.
4. Good Customer Support
New investors need timely help, especially during the first few months.
5. Safety & Broker Reputation
Always choose SEBI-registered and trusted brokers for secure investing.
Best Demat Account for Beginners in India (2026)
1. Zerodha Demat Account
Best for: Low-cost investing and long-term investors
Key Features:
- Free account opening
- ₹0 brokerage on equity delivery
- Flat ₹20 per trade for intraday & F&O
- Clean and fast Kite app
Pros:
- Very low charges
- Simple and powerful app
- Trusted by millions of users
Cons:
- No phone support
Zerodha is one of the best Demat accounts for beginners who want low cost and simplicity.
Beginners ke liye Zerodha ek trusted option hai. Zerodha Demat account open karne ke liye yahaan click karein aur apni investment journey start karein
2. Upstox
Known for its fast and modern trading platform.
Why Beginners Like It
Great UI, low fees, and quick onboarding.
Pros
- Fast and modern app
- Low brokerage
- Paperless KYC
- Good for analysis
Cons
- Limited research tools
- Support can be slow
Agar aap Upstox par Demat account kholna chahte hain, to yahaan click karein.
3. Angel One
Perfect for beginners who need research and guidance.
Why It’s Good for Beginners
Free advisory + strong research support.
Pros
- Expert research
- Easy app
- Good support
- Free equity delivery
Cons
- App may sometimes lag
- Higher brokerage than discount brokers
Agar aap Angel One par Demat account kholna chahte hain, to yahaan click karein.
4. Groww
Best for beginners who want a simple interface.
Why Beginners Prefer It
Very easy to use, perfect for first-time investors.
Pros
- Simple UI
- Quick opening
- Great for stocks + mutual funds
- No unnecessary features
Cons
- Limited tools
- Not ideal for traders
5. 5paisa
Budget-friendly broker for small investors.
Why It’s Good for Beginners
Very low-cost plans + easy-to-use app.
Pros
- Cheapest brokerage
- Custom beginner plans
- Beginner-friendly app
Cons
- Extra charges for advanced features
- Average support
6. ICICI Direct
A super-safe full-service broker with 3-in-1 account.
Why Beginners Choose It
Strong security + quality research.
Pros
- 3-in-1 seamless account
- Strong reports
- Excellent customer service
- Trusted brand
Cons
- Higher brokerage
- Costly for frequent traders
7. HDFC Sky
A modern platform backed by HDFC Bank.
Why It’s Good for Beginners
Trusted brand + easy onboarding.
Pros
- Modern interface
- Strong brand trust
- Smooth account opening
Cons
- Limited advanced tools
- Still improving
Comparison Table: Best Demat Account for Beginners in India
Also Read: NSDL – What Is a Demat Account?
Demat Account Charges Comparison Table
| Features / Broker | Zerodha | Groww | Upstox | Angel One | ICICI Direct | HDFC | 5paisa |
|---|---|---|---|---|---|---|---|
| Account Opening Charges | Zero | Zero | Zero | Zero | Zero | Zero | Zero |
| Annual Maintenance Charges (AMC) | ₹300 + GST | Zero | ₹300 + GST | ₹0 for the first year, then ₹20 per month | ₹300 per Annum | ₹0 for the first year, then ₹20 per month | ₹300 + GST |
| DP Charges | ₹15.3 + GST | ₹20 + GST | ₹20 + GST | ₹20 + GST | ₹20 | Zero | ₹12.50 |
| Pledge Charges | ₹30 | ₹20 | ₹20 | ₹20 | ₹20 | ₹20 | ₹20 |
| Unpledge Charges | 0 | ₹20 | ₹20 | ₹20 | ₹20 | ₹20 | ₹20 |
| Brokrage Charges | ₹20 or 0.1% | ₹20 | ₹20 or 0.1% | ₹20 या 0.1% on Equity | ₹20 या 0.1% on Equity | ₹20 per order | ₹20 per order |
| MTF Charge (per annum) | 14.6% | 14.95% | 18.25% | 14.96% | Up to 16.42% | 12% | Up to 15.50% |
| Call & Trade | ₹50 | NA | ₹75 | ₹20 | ₹20 | ₹100 | ₹20 |
| Trading Charges (Maximum) | ₹20/order | ₹20/order | ₹20/order | ₹20/order | ₹20/order | ₹20/order | ₹20/order |
Humne jo brokers compare kiye, unme se Zerodha ki app easy-to-use hai aur brokerage charges bahut hi kam hain. Agar aap chahte hain ki account opening process fast aur simple ho, to Zerodha par account kholen ke liye, Yahaan click karke.
How to Open a Demat Account (Step-by-Step Guide for Beginners)
Opening a Demat account is quick, simple, and 100% online. Just follow these easy steps to get started with the best Demat account for beginners in India:
Step 1: Visit the Broker’s Website
Go to the official website or mobile app of your preferred broker
(Zerodha, Groww, Upstox, Angel One, ICICI Direct, HDFC Sky, 5paisa).
Step 2: Fill Out the Online Application Form
Enter your basic details such as:
- Full Name
- Mobile Number
- Email ID
- PAN Number
Step 3: Upload Required Documents
Keep these documents ready for a fast and smooth KYC process:
- PAN Card
- Aadhaar Card (linked with mobile number)
- Bank Account Details
- A Live Selfie
Step 4: Complete the Video KYC
Join the quick video verification call to confirm your identity.
This step completes your e-KYC instantly.
Step 5: Start Investing
Once your account is approved, log in to the trading app and start investing in:
- Stocks
- Mutual Funds
- ETFs
- Bonds
- IPOs
Conclusion
Choosing the best Demat account for beginners in India depends on your needs—simple UI, low brokerage, or strong research support. All brokers listed here are SEBI-registered and trusted. Start small, learn consistently, and build your financial future confidently.
Investing shuru karne ka best samay abhi hai. Apna Demat account Zerodha ke saath kholen aur smart investing ki journey shuru karein: Click karein aur account banayein.
Investing shuru karne ka best samay abhi hai. Apna Demat account Zerodha ke saath kholen aur smart investing ki journey shuru karein: Click karein aur account banayein.
If you want to build long-term wealth through SIPs, check out our detailed guide here: Top 10 Best Mutual Funds for SIP in 2026 (High Returns). Is article me aapko sabse behtareen SIP mutual funds, past returns, risk level, aur long-term performance ki complete comparison mil jayegi.
Disclaimer: Yahaan diye gaye links affiliate links hain. Agar aap inke through account kholte hain, to mujhe chhota sa referral commission mil sakta hai, aapko extra cost nahi lagegi. Stock market me investing risky hai aur returns guaranteed nahi hote.Yeh article kewal information ke liye hai aur stock market me investing risky hai. Returns guaranteed nahi hote. Apni research aur risk tolerance ke hisaab se investment decisions lein.
FAQs (Frequently Asked Questions)
1. Which is the best Demat account for beginners?
Zerodha, Groww, Upstox, and Angel One.
2. Can I open a Demat account for free?
Yes, many brokers offer free account opening.
3. Which broker has the lowest brokerage?
Zerodha, Upstox, and 5paisa.
4. Are Demat accounts safe?
Yes, if the broker is SEBI-registered.
5. How much money is needed to start investing?
You can start with ₹100.